Toyota Rewards Visa

The Toyota Rewards Visa provides real benefits designed for Toyota owners. See how the Toyota Rewards Visa can benefit you.

0% introductory APR on purchase for the first 6 months. After that, the APR is a standard variable APR of 14.24%, 18.24% or 23.24%, based on creditworthiness and Prime Rate*

*Subject to credit approval. The Toyota Rewards Visa® credit card account is issued by Comenity Capital Bank pursuant to a license from Visa USA Inc.

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How you can earn points:

Toyota Visa Card
  • 5 points per $1 spend on purchases at Toyota dealerships1.
  • 2 points per $1 spent on gas
  • 2 points per $1 spent on restaurants and entertainment (including sporting activities, event tickets and more)
  • 1 points per $1 spent everywhere else Visa is accepted
  • Points never expire and are unlimited

Redeem YOUR points YOUR way in the many available options:

Gear IconToyota service, parts and accessories

Car IconYour Next eligible Toyota vehicle purchase or lease

Cash IconCashback as a statement credit

Wallet IconGift cards to select merchants

Travel IconTravel experiences

Plus: Earn 5,000 bonus points when you spend $500 outside of Toyota dealerships within the first 90 days2

Peace of Mind Benefits & Services:

Zero Liability

If your card is ever lost or stolen you receive added security and protection features with your Visa’s Zero Liability policy3.

Emergency Card Replacement/ Emergency

Our 24 hour and 365 day worldwide service easily replaces your Visa card and/or provides emergency cash at a convenient location.

Auto Rental

Renting a car is now worry-free. As a Cardmember you have the ability to charge your rental to your covered card and decline collision damage/loss damage waivers offered by rental agencies4.

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  1. The Toyota Rewards Program is provided by Comenity Capital Bank which is solely responsible for the Program operation, including all rewards. Comenity Capital Bank may change the terms of the Program at any time.
  2. Bonus of 5,000 points will be awarded to new cardholders accounts. To qualify and receive your bonus points you must make qualifying purchases outside of Toyota dealerships totaling $500 or more within the first 90 days of account opening. Qualifying transactions do not include using your account for Account Assure Pro, balance transfers, cash advances, or using any checks that access your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This onetime bonus offer is valid only for first-time Toyota Rewards Visa cardholders with new accounts.
  3. Covers U.S.-issued cards only. Certain restrictions apply. See for details.
  4. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

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